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Library/Newsletters

It is our goal to make sure financial planners and their clients have the most up-to-date information to help make sound decisions. Please search the article database below from current and previous LLIS newsletters to find current and vital information on a wide range of insurance products, trends and opportunities.

Current Newsletter

Share the most current LLIS industry news with your clients. To view and print a current newsletter, please click on the link below.
PDF Icon Summer 2008

Archived Newsletters

View and print our prior newsletters below.
PDF Icon Spring 2008
PDF Icon Winter 2008
PDF Icon Winter 2007
PDF Icon Summer 2007
PDF Icon March/April 2007
PDF Icon November/December 2006
PDF Icon September/October 2006
PDF Icon July/August 2006
PDF Icon November/December 2005
PDF Icon September/October 2005
PDF Icon April/May 2005
PDF Icon January/February 2004
PDF Icon November/December 2004
PDF Icon September/October 2004
PDF Icon July/August 2004

Library Articles (Please Note: Currently Updating)

Quick Jump Menu:
A

PDF Icon Accidental death benefits

PDF Icon Adjustable life insurance

PDF Icon Age Calculation for policy issue

PDF Icon Alcohol abuse

PDF Icon Annual Renewal Term (ART)

PDF Icon Annual reports

PDF Icon Annuities

PDF Icon Deferred Annuities

PDF Icon Immediate Annuities

PDF Icon Lifetime Income Annuities

PDF Icon Single Premium Immediate Annuities

PDF Icon Application for life insurance

PDF Icon Assignment provisions

PDF Icon Attained-age method of conversion

PDF Icon Attending physician statement (APS)

PDF Icon Aviation

PDF Icon Avocation

B

PDF Icon Beneficiary designations

PDF Icon Beneficiary designations minor child

PDF Icon Benefit period

PDF Icon Binding premium receipt

PDF Icon Business Insurance

PDF Icon Key Employee

PDF Icon Deferred compensation

PDF Icon Buy-sell funding

PDF Icon Entity cross purchase

PDF Icon Stock redemption

PDF Icon Wait-and-see

PDF Icon Retaining employees

PDF Icon Golden handcuffs

PDF Icon Executive bonus plans

c

PDF Icon Cash value accumulation

PDF Icon Cash surrender value

PDF Icon Cash-value life insurance

PDF Icon Charitable bequests with life insurance

PDF Icon Children’s riders

PDF Icon Collateral assignment

PDF Icon Commissioners Standard Ordinary Table of Mortality (CSO)

PDF Icon Conditional premium receipts (see Binding premium receipts)

PDF Icon Contingent beneficiary

PDF Icon Convertible term life insurance

PDF Icon Cost-of-living adjustment

PDF Icon Cross-purchase buy-and-sell agreements

PDF Icon Crummy Trusts

D

PDF Icon Death Claim

PDF Icon Death proceeds, income taxes

PDF Icon Deferred Annuities

PDF Icon Deferred compensation plans, nonqualified

PDF Icon Disability coverage

PDF Icon Disability basics

PDF Icon Supplementing group coverage; Mind the Gap

PDF Icon Disability buy-out insurance

PDF Icon Disability income insurance

PDF Icon Benefit payments

PDF Icon Benefits

PDF Icon Coverage Limitations

PDF Icon Group

PDF Icon Individual

PDF Icon Gap Between Group and Needed Coverage

PDF Icon Occupation Classes

PDF Icon Does Everyone Need Own-Occ?

PDF Icon Disclosure

PDF Icon Divided scale interest rate

e

PDF Icon Effective date

PDF Icon Elimination period

PDF Icon Endowment insurance

PDF Icon Entity buy-and-sell agreements

PDF Icon Estate planning

PDF Icon Survivorship insurance protects estates from the tax man

PDF Icon Gifting strategies with life insurance

PDF Icon Blended families benefit from insurance

PDF Icon Life insurance in an irrevocable trust

PDF Icon Expenses

PDF Icon Insurance company

PDF Icon Extended term insurance

F

PDF Icon Family history

PDF Icon Family Protection

PDF Icon Life insurance trusts for special needs children

PDF Icon Income Replacement with Term Insurance

PDF Icon Financial underwriting

PDF Icon Disability insurance

PDF Icon Life insurance

PDF Icon Flat extra premium rating method

PDF Icon Flexible premium life insurance

PDF Icon Flexible premium variable life insurance

PDF Icon Foreign travel

G

PDF Icon General account

PDF Icon Grace period

PDF Icon Guaranteed income annuities

PDF Icon Guaranteed life insurance

PDF Icon Guaranteed renewable contracts

PDF Icon Guideline premium requirements

H

PDF Icon Health history

I

PDF Icon ILIT (see Irrevocable Life Insurance Trust)

PDF Icon Immediate annuities

PDF Icon Indexed life insurance

PDF Icon Insurable interest

PDF Icon Insurance agents

PDF Icon Insurance companies

PDF Icon Interest-rate risk

PDF Icon Irrevocable Life Insurance Trust

j

PDF Icon Joint life insurance

PDF Icon Juvenile life insurance

K

PDF Icon Key employee disability income insurance

L

PDF Icon Last-to-die life insurance (see Survivorship Life)

PDF Icon Level premiums

PDF Icon Life expectancy calculations

PDF Icon Life insurance

PDF Icon Application

PDF Icon Ownership

PDF Icon Life insurance contracts

PDF Icon Life insurance policy costs

PDF Icon Life settlements

PDF Icon Long term care funding

PDF Icon Long term care insurance

PDF Icon Long-term disability insurance (see Disability Insurance)

M

PDF Icon Medical examinations

PDF Icon Medical Information Bureau (MIB)

PDF Icon Medical history

PDF Icon Mortality tables (See Commissioners Standard Ordinary Table of Mortality)

N

PDF Icon National Association of Insurance Commissioners (NAIC)

PDF Icon Noncancellable contracts

PDF Icon Non-traditional families

PDF Icon Life insurance

PDF Icon Long Term care insurance

PDF Icon Disability insurance

PDF Icon Annuities

O

PDF Icon Occupation

PDF Icon Own occupation definition (disability)

P

PDF Icon Partial disability benefit

PDF Icon Pension maximization with life insurance

PDF Icon Personal financial planning

PDF Icon Personal history

PDF Icon Policy date

PDF Icon Policy effective date

PDF Icon Policy reviews

PDF Icon Premiums

PDF Icon Grace periods

PDF Icon Premium taxes

PDF Icon Presumptive disability

R

PDF Icon Reinstatement

PDF Icon Reinsurance – of life insurance risks

PDF Icon Renewability

PDF Icon Replacement

PDF Icon Residence

PDF Icon Residual disability (See partial disability benefit)

PDF Icon Return of premium (ROP) policies

PDF Icon Rollover of life insurance cash values (see Section 1035 exchange)

S

PDF Icon Salary continuation plans

PDF Icon Second to die life insurance (see Survivorship Life)

PDF Icon Section 1035 exchange

PDF Icon Senior settlements (see Life Settlement)

PDF Icon Short term disability

PDF Icon Single premiums

PDF Icon Annuities

PDF Icon Smoking

PDF Icon Special needs trust with life insurance

PDF Icon Substandard risk underwriting

PDF Icon Suicide clauses

PDF Icon Supplemental disability coverage
(See Disability Insurance, Gap Between Group….)

PDF Icon Supplemental life insurance

PDF Icon Surrender value

PDF Icon Survivorship life insurance

T

PDF Icon Table Ratings for life insurance

PDF Icon Temporary insurance agreement (see Conditional Premium Receipt)

PDF Icon Term life insurance

PDF Icon Convertible

PDF Icon Level premium guarantees

PDF Icon Renewable

PDF Icon Testamentary trusts

PDF Icon Trustees

PDF Icon Trusts (see Irrevocable Life Insurance Trust)

U

PDF Icon Underwriting

PDF Icon Factors considered in life insurance

PDF Icon Substandard life insurance risk

PDF Icon Universal life insurance

V

PDF Icon Variable universal life insurance

W, X, Y and Z

PDF Icon Whole life insurance

PDF Icon Yearly renewable term life insurance (see Annual Renewable Term (ART)

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