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Privacy Policy

At Low Load Insurance Services, Inc. (LLIS), we are committed to protecting your privacy. LLIS will NOT SELL, TRADE or GIVE AWAY your personal information to anyone, except those specifically involved in the referral or processing of your life insurance quote or application. Additionally, we maintain a secure office to ensure that your information is not placed at unreasonable risk. Our guidelines for protecting the information you provide our company appear below.

Collection and Use of Information
Personally Identifiable Information. Our company uses a form for individuals and businesses to request quotes for life insurance. To provide you with a life insurance quote or to process your application with the insurance company that you have selected, we collect your contact information (like your email address, phone numbers and mailing address), personal health information (like your or your family's medical history), financial information (like your occupation, income and net worth), and demographic information (like your zip code, gender and state). Contact, personal health, demographic information and/or employee information is required by the insurance company to process an application form.

Your contact and demographic information may also be used by LLIS to get in touch with you when necessary to process your application. Emails and/or phone calls will be used to contact you throughout the application process to inform you of the status and to obtain additional information that is requested as part of the application. Emails, postal mailings or telephone calls are made upon your request or as a friendly reminder if we have not received the requested information for a prolonged period.

Sharing of Personally Identifiable Information
It is our firm commitment to you that LLIS will not sell, trade or give away your personally identifiable or personal health information to anyone, except those specifically involved in the referral or processing of your insurance application. Additionally, LLIS will (as described below) share your personally identifiable information and/or personal health information only with the following categories of third parties:

* Your Chosen Insurance Company. As stated above, your personally identifiable information is sent by LLIS directly to the insurance company to process your application form.
* Service Providers. LLIS may provide your personally identifiable information to reputable service providers who provide routine services such as paramedical exam companies or companies that handle requests for medical records or inspection reports.
* Legal Obligations. LLIS may release personally identifiable information, including your personal health information, when we believe, in good faith, that such release is reasonably necessary to comply with the law or a valid court order.

Security
All personally identifiable information collected in order to provide you with insurance services is securely stored in our databases. LLIS employs extensive information protection controls to maintain physical, electronic and procedural safeguards to protect your personal information at all times. Additionally, access to the information stored on our databases is restricted to select LLIS associates.

Correct/Update Your Information
If you want to correct or update your contact information, simply contact us by email at customer service or by postal mail at Customer Service, Low Load Insurance Services, 2907 W. Bay to Bay Blvd., Suite 102, Tampa, FL 22629-1706. Please note that once your application has been submitted to your chosen insurance company, you may have to contact the insurance company directly to correct or update your information.

Notification of Changes to the Privacy Policy
LLIS may edit this policy from time-to-time. If we make any substantial changes, we will notify you in writing. You may request a copy of our current policy at any time by email, phone or postal mail.

Questions
If you have any questions about this privacy statement, our company policies and procedures or your experience with LLIS, you can contact us toll free at (877) 254-4429, by email customer service or by mail at Low Load Insurance Services, Inc., 2907 W. Bay to Bay Blvd., Suite 102, Tampa, FL 22629-1706.

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