Permanent Life Insurance: Why Your Clients Like It
Presented by: Keith Maurer, CLU, Consultant

• The average 65 year old can expect to live to 85, with costs rising and government/ pension/profit sharing dropping
• Pre-Retirement: It's all about maximizing pension payouts
• Retirement: The focus changes from accumulating assets to spending and to preserving or replenishing assets
• Preserving/Replenishing: Combination policies with LTC mean double duty dollars for your clients
• Why Permanent insurance works: Diversity of assets and excellent guaranteed rate of return to replenish nest egg at death